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Mobile card readers for small traders

Take card payments from a phone without a monthly contract.

Card payment terminal on a counter

A pocket card reader pairs with a phone and turns it into a card terminal. For market traders, mobile services and pop-up shops this is usually the cheapest way to stop losing cash-only sales.

Look for a device with no monthly fee, next-day settlement and a clear per-transaction rate. Check whether the app exports a transaction list you can reconcile against your cashbook.

  • No monthly contract on entry-level devices
  • Works over Bluetooth with a normal phone
  • Exportable transaction history for bookkeeping

From about $30 once-off, plus a per-transaction fee

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